The Solutions To Put Your Real Estate Problems Behind You:
Cash- program for homes that need repairs and have little to no debt.
Cash- program for homes that need repairs and have little to no debt.
We buy houses all cash. When we buy houses all cash we buy on a deep discount.
Bank Program- program for homes with little or no repairs needed.
We have a lot of buyers who have cash and employment but need help qualifying for the rest of the loan. Instead of our buyer going to a bank to get a loan we temporarily make you their bank. We structure an owner finance transaction between sellers and buyers and our mortgage broker works with the buyer over a period of time to get them a bank loan.
Once the buyer is in a position to get a bank loan the property is refinanced and your mortgage company receives 100% of their funds (and you receive your equity if you have any), the buyer receives long-term, fixed financing and we can typically reduce their monthly payment, and that is also when we make the majority of our money.
Once the buyer is in a position to get a bank loan the property is refinanced and your mortgage company receives 100% of their funds (and you receive your equity if you have any), the buyer receives long-term, fixed financing and we can typically reduce their monthly payment, and that is also when we make the majority of our money.
We have a database of buyers so we might already have a buyer for your property and could literally sell it in a weekend. If we don’t have a buyer for your particular property in our database it typically takes us 30-60 days to find one.
All of our buyers go through an underwriting process with a Registered Mortgage Loan Officer at VIP Mortgage (817-514-0110 x211). That process includes gathering and reviewing Buyer’s:
- Bank statements for the past 2 months
- 2 years tax returns
- 2 most recent check stubs from employer
- Credit report
- 1003 mortgage application
- Debt-to-income ratios
Most buyers need a higher credit score in order to qualify for bank financing. VIP Mortgage and HappyHouseBuyers.com have partnered with Rising Point Solutions (817-865-5058) as our credit restoration specialists.
We have helped hundreds of families sell their properties and hundreds more buyers achieve the American Dream of home ownership. Call us today to see how we might help you with your property.
Short Sale- program for properties that are in need of repairs and don’t meet the equity requirements for the Cash program. Also properties that are behind in payments or upside down.
**These programs are offered with little to no cost to you. Please click here and give us a little information about your property and situation and one of our Representatives will call you back. Also, please tell us which program you think will most likely meet your needs for selling your property.
